Overview
Unlock the value of your property to secure funds for personal or business needs.
Loan Against Property
Key Features
- High loan amounts based on property value.
- Long repayment tenures up to 15 years.
- Retain ownership of the property while using its value.
Loan-Specific Questions
What documents are required for a loan application?
Typically, the following documents are required:
- ID Proof: Aadhaar, PAN, Passport, or Driving License.
- Address Proof: Utility bill, Aadhaar, or rental agreement.
- Income Proof: Salary slips, bank statements, or ITR.
- Additional documents as per the loan type.
What is the maximum loan amount I can avail?
The loan amount depends on the type of loan, your eligibility, and income. For example:
- Personal loans: Up to ₹10 lakhs.
- Home loans: Up to 80% of property value.
Can I prepay my loan? Are there any penalties?
Yes, you can prepay your loan. Prepayment charges, if any, will depend on the loan agreement terms.
What is the minimum credit score required for a loan?
A credit score of 700 or above is generally preferred. However, eligibility may vary based on the loan type and applicant’s profile.
Can I get a loan if I’m self-employed?
Yes, we offer tailored loan solutions for self-employed individuals, including business loans and loans against property.