Overview
Need funds for unexpected expenses, a dream vacation, or a wedding? Our personal loans come with no collateral and flexible repayment options.
Personal Loans
Key Features
- Loan amounts up to ₹10 lakhs (subject to eligibility).
- Tenures ranging from 12 Months to 60 Month .
- Competitive interest rates.
Loan-Specific Questions
What documents are required for a loan application?
Typically, the following documents are required:
- ID Proof: Aadhaar, PAN, Passport, or Driving License.
- Address Proof: Utility bill, Aadhaar, or rental agreement.
- Income Proof: Salary slips, bank statements, or ITR.
- Additional documents as per the loan type.
What is the maximum loan amount I can avail?
The loan amount depends on the type of loan, your eligibility, and income. For example:
- Personal loans: Up to ₹10 lakhs.
- Home loans: Up to 80% of property value.
Can I prepay my loan? Are there any penalties?
Yes, you can prepay your loan. Prepayment charges, if any, will depend on the loan agreement terms.
What is the minimum credit score required for a loan?
A credit score of 700 or above is generally preferred. However, eligibility may vary based on the loan type and applicant’s profile.
Can I get a loan if I’m self-employed?
Yes, we offer tailored loan solutions for self-employed individuals, including business loans and loans against property.